PRODUCTS


FLEXI HEALTH ADVANTAGE (Companies with 100 members and over)

A premiere healthcare program perfectly customized for the healthcare needs of corporate groups with at least 100 regular employees. The program combines the strenght of Medical Insurance Plans (reimbursement type) and HMO program (No-Cash Outlay) in one. It is by far, the most cost-effective way of providing health coverage to our privileged members.



ROYAL HEALTH ADVANTAGE (Companies with 5 to 99 members)

A comprehensive healthcare program specialized for Small-Medium scale Enterprises (SMEs). With a minimum of 5 regular employees and maximum of 99 enrollees including their qualified dependents, member can enjoy coverage for out-patient, in-patient and emergency care benefits with coverage Pre-existing Conditions, Expanded Dental Care Package and Life with Accidental Death and Dismemberment benefit attached into the program. Also includes an optional, Annual Physical Exam or Executive Check-up.





INFINITY HEALTH ADVANTAGE (Individuals / Family)

A comprehensive healthcare program exclusively designed for Individuals and Family Group that provides coverage for out-patient, in-patient and emergency care benefits with coverage for Pre-existing Conditions, Hospital Income Benefit, and Life Insurance attached into the program. Also includes an optional Dental Care Package, Annual Physical Exam or Out/In-patient Executive Check-Up package.



Emergency Medical Expense

The EME program secures a one-time availment of emergency care requirements subject to the member’s corresponding Maximum Emergency Benefit Limit, of qualified emergency situations or conditions in any certified hospital emergency rooms or facilities of accredited hospitals. It covers also for the emergency medical expense availment in non-accredited hospitals on reimbursement basis.



HEALTH EMERGENCY PAMPAMILYA PROGRAM (H.E.L.P.P.)
Emergency Care Plus Hospital Daily Allowance while Confined

The HELPP program allows the availment of emergency care benefits up to corresponding Maximum Emergency Benefit Limit, during qualified emergency situations or conditions in any certified hospital emergency rooms or facilities, with additional daily cash allowance per day of confinement subject to maximum of 250 days per year.

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